Transaction & Growth accounts
Growth accounts let you hodl and earn up to 10.5% APY*. Grow your assets while knowing you are benefiting from industry leading safeguards.
Supported digital assets
We pride ourselves of only supporting reliable digital assets. We will never offer a coin that we would not be comfortable with using ourselves.
Our products
Growth account
Earn up to 10.5% APY.
Full visibility into how we generate interest.
Assets are ring-fenced. You are only exposed to the counterparties that generate your interest.
Asset control. You can transfer between Transaction and Growth accounts.
Transaction account
Manage your day-to-day activities.
Primarily held in cold storage.
Direct access to Advisa products and your Growth account.
Add and withdraw your digital assets to and from Advisa.
Our Growth account rates
BTC
Below 2 BTC: 1% APY
Excess over 2 BTC: 2.5% APY
ETH
Below 50 ETH: 3% APY
Excess over 50 ETH: 4% APY
USDC
Below 100,000 USDC: 8% APY
Excess over 100,000 USDC: 10.5% APY
USDT
Below 100,000 USDT: 8% APY
Excess over 100,000 USDT: 10.5% APY
The Advisa difference
More control over your assets
Our savings experience provides two dedicated accounts for each digital asset. Choose between the interest-earning Growth account and the non interest-earning Transaction account based on your goals.
Safety
Growth accounts act as a ring-fence for the assets they hold, linking them solely to the counterparties that generate your yield. Any potential losses from Advisa’s other activities or an unlikely event of bankruptcy will not affect Growth account assets.
Transparency
Gain clearer insights into how interest is generated with our revamped client dashboard, including Advisa’s Open Book Report.
Access
Your Growth account, like all yield-generating products, come with risks. In the event of a non-performing loan with one of the institutional counterparties that generates yield for your Growth account, you will still be able to quickly access unimpaired funds.
Access
You benefit from Advisa’s vetting, underwriting, and risk management policies. As the global leader in crypto lending, you can rely on a safe and secure savings experience.