Advisa Crypto Loans
Get the funds you need, keep the Bitcoin and Ethereum you love. Our Loans are instant, and our Crypto-backed Loans are typically funded within 24 hours of approval. Pay off your loans at any time without penalties. No monthly payments are required.
Supported digital assets
We pride ourselves of only supporting reliable digital assets. We will never offer a coin that we would not be comfortable with using ourselves.
Our products
BTC/ETH backed Loans
A fast and convenient way to access dollars without having to sell your assets. Using BTC or ETH as collateral is normally not a taxable event, and most importantly, you get to keep your BTC and ETH. Once the loan is repaid, your assets are sent back to you.
Annual Interest Rate: Starting at 12.4% (14.4% APR*)
Loan-to-value ratio (LTV): 50%
B2X
A one-stop service that combines a Ledn Bitcoin-backed Loan and a BTC purchase which allows users to increase the BTC they hold. A quick and simple way to double your BTC balance.
Annual Interest Rate: Starting at 12.4% (14.4% APR*)
Loan-to-value ratio (LTV): 50%
Collateral management
Standard
Get the lowest interest rate available with Ledn.
Advisa has the right to lend collateral to earn interest.
Get a lower interest rate for your loan.
Custodied
Loan collateral is not subject to credit risk.
Collateral is held in custody with qualified custodians and banks.
Collateral is not lent out to generate interest.
Loan collateral is not subject to the credit risk associated with the rehypothecation of digital assets.
The Advisa difference
Access funds easily
Advisa Loans are simple and accessible. All you need is the minimum 1,000 USD equivalent in BTC or ETH collateral and you are automatically approved without any further credit check required.
Fast & flexible
Our loans are typically funded within 24 hours of approval. They can be paid back at any time without penalties, and no monthly payments are required.
Verifiable
We are the first digital asset lending company in the crypto industry to complete a Proof-of-Reserves Attestation. Each client with a balance on the Ledn platform at the time that the procedure is performed can use a unique hashed ID to confirm that their balance is accounted for in the periodic reports.